Watu Credit Limited is a Kenya-based asset fintech company that provides inclusive and flexible financing solutions, primarily for motorcycles (boda bodas) and three-wheelers (tuk-tuks). Founded in 2015, the company utilizes mobile technology to offer unsecured and secured lending, enabling entrepreneurs and underserved populations to access income-generating assets. Operating across multiple African countries, Watu Credit focuses on financial inclusion, digital payments, and the promotion of clean mobility through electric vehicle financing.